Benefits & Security

The Benefit of Mandiri Internet:

Just from Your Work desk!
Doing banking activities just from work desk, using personal computer/laptop, Modem + Line Telephone or GPRS

No Time Limitation!

Customers can access their account 24 hours a day 7 days a week

Global Coverage!

Able to conduct any transaction from whichever hemisphere (as long as within the internet access coverage)

Everyone can enjoy its easy features!

Transaction menu is clear and easy to use
Various features of Service!
Able to conduct various banking transactions such as: Transferring, Bill payment, mobile phone reload, etc.

Secured and Protected!

Equipped with multi-layered security system and 
One Access for all products!
Able to access products, including Savings, Current Account, and Deposits, either in Rupiah or other foreign currencies with one single user ID. The future development will include Credit Card and Personal Loan

Complete Features

  • Time Deposit
  • Planned Savings

Fund Transfer

  • Inter-Mandiri account Transferring
  • Inter-domestic Banks Transferring
    • By Using National Clearing System (SKN)
    • By Using Real Time Gross Settlement (RTGS)
  • Scheduled Transfer List

Scheduled Transfer List

  • Telkom & CDMA phones
  • GSM mobile phones
  • Internet
  • Cable TV
  • Credit Cards
  • Electricity (PLN)
  • Taxes of Land and Building (PBB)
  • Credit Installment
  • Water (PAM)
  • Insurance
  • Education
  • Public Train
  • Airlines
  • Autodebit
  • Multi Payment
  • Others

Mandiri Prepaid Card

  • Transaction History
  • Reload
  • Card List


  • CDMA phones reload voucher
  • GSM mobile phones reload voucher


Account & Credit Card Information

  • Savings Account & GIRO
    • Current Balance Position
    • Transaction History
    • Account List
  • Deposit Account
  • Loan Account
  • Mandiri Credit Card Information

Service Facilities

  • Checking Status
  • SMS Notification Service
  • Interest Rate Information
  • Currencies Information

Internet Activities Information

Internet Banking Activities

Administration Functions (e.g. Registration of Mandiri SMS banking destination and Mandiri Call, E-mail address changing, password modification, Authorized Payment)

Personalization (e.g. favorite transaction, language)

Multi-layered Security

  • Employing internationally-standardized security system with SSL 128 bit Encryption(Secure Socket Layer 128 bit Encryption) that will encrypt transaction data
  • Access gate securing with Firewall (ISP>Web Server>Data Server>Host)
  • Registration process can be through either Mandiri ATM or Mandiri Branch office.
  • Activation process in using Access ID & Access Code
  • User Verification with Internet Banking User ID & PIN when logging in
  • Auto Logoff (Session Time Out ) if customer forgets to log-out
  • Seluruh aktifitas nasabah di Mandiri Internet akan tercatat oleh sistem
  • All customerís activities on Mandiri Internet will be recorded by system so the customer can observe all activities committed on Mandiri Internet during ceritan periodic term.
  • Notification through e-mail and SMS* for each transaction committed.
  • Transaction Limitation per day up to Rp. 100.000.000,-
  • Transaction Verification with Token

Equipped with Token

  • Token (see picture) is additional securing device for financial transactions in Mandiri e-banking (currently used only in Mandiri Internet)
  • Token functions to yield always change PIN (Dynamic PIN) everytime the customer conducts financial transactions.
  • Mandiri PIN is used as Transaction Authentication by the time the customer executes the transaction, while Mandiri Internet User Id and PIN remain for logging in.
  • One single customary ID number is linked only to one single token serial number, thus very unique.

No special Equipments are needed

The equipments needed for accessing Mandiri Internet are as follow:


  • PC Pentium 133 Mhz, or higher.
  • Modem 28.8 kbps (56 kbps is recommended).


  • Windows 98, Windows 2000 or Windows NT Operating System
  • Microsoft Internet Explorer 5.00 or Netscape Navigator 4.5 Internet browser

Internet Connection

  • Internet Account in one Internet Service Provider such as Radnet, CBN, Indosatnet, etc.
  • Instant Access : ( Telkomnet Instant or other ISPís)

For further information, please call :

Mandiri Internet Related links