Kredit Serbaguna Mandiri Baru

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Mandiri KSM

Mandiri KSM is a credit-issuing facility provided to employees with a fixed income, a secure profession, and also certain targeted markets, to finance their various needs.

This facility can support different expenditures, such as education, marriage, health, home renovation, and others.

 
 
 
 
 
 
 
 

With Mandiri KSM, you are entitled to the following benefits:

  • Competitive interest rates
  • Quick and easy process, funds disbursed within 1 day upon receipt of required documents
  • Low credit fees
  • Up to Rp1.5 billion credit limit
  • Up to 15 years of loan tenure
  • No collateral required
 
 

Interested in applying for KSM at Bank Mandiri? See whether you meet the following terms and conditions:

 
 
  • Indonesian citizen (WNI) currently residing in Indonesia
  • Minimum age requirement: 21 years, maximum age requirement: not yet entering retirement age at the time of credit acquittal
  • Minimum income requirement of Rp3 million
 
 

Fees:

Cost Allocation Credit Fees
Life Insurance In accordance with applicable regulations (if required)
Provision Starting from 1% of agreed credit limit
Administration Fee Starting from Rp 100,000.
 
 
No Document Requirements PNS/TNI/POLRI BUMN/BUMD/SWASTA
1 Physical Application From to be fully and correctly completed V V
2 Copy of Applicant's e-ID Card V V
3 Copy of Tax Identification Number (NPWP) (only for >Rp 50 million credit limit) V V
4 Original Salary Slip/Last Income Statement (only for non-payroll employees) V V
5 Original Employee Appointment Decree from a verifiable institution (only for TNI/POLRI)* V -
 
 

How to apply for KSM?

KSM application can be done through the following methods:

  • Application through nearest branch/unit of Bank Mandiri
  • Application through Livin' by Mandiri app by clicking https://bmri.id/livinxKSM
  • Application through Mandiri KSM Application website by clicking https://bmri.id/KTAMandiri
  • Official telemarketing offers from Bank Mandiri

Telesales

  • Telesales is one of our marketing channels through Telesales Agents offering KSM, particularly for Top Up program.
  • KSM Telesales Agents are based in Jakarta and offer services to Bank Mandiri customers throughout Indonesia by phone.
  • Offers are made on weekdays, Monday to Friday from 08:00 to 16:30 WIB, except on national holidays, as regulated by OJK.
  • Conversations between Telemarketing Agents and Debitor are recorded to enhance the quality of our offers.
 
 
 
 
Restrukturisasi KSM Bank Mandiri

Di tengah kondisi ekonomi yang cukup memprihatinkan bangsa Indonesia, yang disebabkan oleh adanya pandemi virus Covid-19, Bank Mandiri hadir memberikan suatu solusi kepada debitur KSM Bank Mandiri yang terkena efek pelemahan ekonomi akibat pandemi Covid-19 ini yang pada akhirnya berdampak pada berkurangnya penghasilan dari tempat debitur bekerja.

Restrukturisasi KSM Bank Mandiri

Di tengah kondisi ekonomi yang cukup memprihatinkan bangsa Indonesia, yang disebabkan oleh adanya pandemi virus Covid-19, Bank Mandiri hadir memberikan suatu solusi kepada debitur KSM Bank Mandiri yang terkena efek pelemahan ekonomi akibat pandemi Covid-19 ini yang pada akhirnya berdampak pada berkurangnya penghasilan dari tempat debitur bekerja.

Restrukturisasi kredit merupakan suatu upaya perbaikan yang dilakukan Bank dalam kegiatan perkreditan terhadap debitur yang mengalami kesulitan untuk memenuhi kewajiban pembayaran angsuran kreditnya, sepanjang debitur masih memiliki itikad baik dalam memenuhi kewajiban kepada Bank Mandiri.

Sehubungan dengan hal tersebut, untuk debitur KSM Bank Mandiri yang saat ini sedang mengalami permasalahan dan kesulitan dalam melakukan pembayaran angsuran karena dampak pandemi ini, dapat mengajukan permohonan restrukturisasi kepada Bank Mandiri.

Permohonan restrukturisasi KSM dapat diajukan melalui Kantor Cabang Bank Mandiri terdekat atau Call Mandiri 14000.

 
 

For More Information

Please visit the nearest Bank Mandiri or Mandiri Call at 14000.