Kredit Serbaguna Mandiri
Kredit Serbaguna Mandiri Baru
Mandiri KSM is a credit-issuing facility provided to employees with a fixed income, a secure profession, and also certain targeted markets, to finance their various needs.
This facility can support different expenditures, such as education, marriage, health, home renovation, and others.
With Mandiri KSM, you are entitled to the following benefits:
- Competitive interest rates
- Quick and easy process, funds disbursed within 1 day upon receipt of required documents
- Low credit fees
- Up to Rp1.5 billion credit limit
- Up to 15 years of loan tenure
- No collateral required
Interested in applying for KSM at Bank Mandiri? See whether you meet the following terms and conditions:
- Indonesian citizen (WNI) currently residing in Indonesia
- Minimum age requirement: 21 years, maximum age requirement: not yet entering retirement age at the time of credit acquittal
- Minimum income requirement of Rp3 million
|Cost Allocation||Credit Fees|
|Life Insurance||In accordance with applicable regulations (if required)|
|Provision||Starting from 1% of agreed credit limit|
|Administration Fee||Starting from Rp 100,000.|
|1||Physical Application From to be fully and correctly completed||V||V|
|2||Copy of Applicant's e-ID Card||V||V|
|3||Copy of Tax Identification Number (NPWP) (only for >Rp 50 million credit limit)||V||V|
|4||Original Salary Slip/Last Income Statement (only for non-payroll employees)||V||V|
|5||Original Employee Appointment Decree from a verifiable institution (only for TNI/POLRI)*||V||-|
How to apply for KSM?
KSM application can be done through the following methods:
- Telesales is one of our marketing channels through Telesales Agents offering KSM, particularly for Top Up program.
- KSM Telesales Agents are based in Jakarta and offer services to Bank Mandiri customers throughout Indonesia by phone.
- Offers are made on weekdays, Monday to Friday from 08:00 to 16:30 WIB, except on national holidays, as regulated by OJK.
- Conversations between Telemarketing Agents and Debitor are recorded to enhance the quality of our offers.
For More Information
Please visit the nearest Bank Mandiri or Mandiri Call at 14000.