Kredit Serbaguna Mandiri
Kredit Serbaguna Mandiri Baru
Mandiri KSM
Mandiri KSM is a credit-issuing facility provided to employees with a fixed income, a secure profession, and also certain targeted markets, to finance their various needs.
This facility can support different expenditures, such as education, marriage, health, home renovation, and others.
![](https://bankmandiri.co.id/documents/20143/41499173/ag-ksm-2.png/587aac3b-562a-9d39-d138-e8155daf8415?t=1576136627141)
With Mandiri KSM, you are entitled to the following benefits:
- Competitive interest rates
- Quick and easy process, funds disbursed within 1 day upon receipt of required documents
- Low credit fees
- Up to Rp1.5 billion credit limit
- Up to 15 years of loan tenure
- No collateral required
Interested in applying for KSM at Bank Mandiri? See whether you meet the following terms and conditions:
- Indonesian citizen (WNI) currently residing in Indonesia
- Minimum age requirement: 21 years, maximum age requirement: not yet entering retirement age at the time of credit acquittal
- Minimum income requirement of Rp3 million
Fees:
Cost Allocation | Credit Fees |
---|---|
Life Insurance | In accordance with applicable regulations (if required) |
Provision | Starting from 1% of agreed credit limit |
Administration Fee | Starting from Rp 100,000. |
No | Document Requirements | PNS/TNI/POLRI | BUMN/BUMD/SWASTA |
---|---|---|---|
1 | Physical Application From to be fully and correctly completed | V | V |
2 | Copy of Applicant's e-ID Card | V | V |
3 | Copy of Tax Identification Number (NPWP) (only for >Rp 50 million credit limit) | V | V |
4 | Original Salary Slip/Last Income Statement (only for non-payroll employees) | V | V |
5 | Original Employee Appointment Decree from a verifiable institution (only for TNI/POLRI)* | V | - |
How to apply for KSM?
KSM application can be done through the following methods:
- Application through nearest branch/unit of Bank Mandiri
- Application through Livin' by Mandiri app by clicking https://bmri.id/livinxKSM
- Application through Mandiri KSM Application website by clicking https://bmri.id/KTAMandiri
- Official telemarketing offers from Bank Mandiri
![](https://bankmandiri.co.id/documents/20143/41499173/telesale.jpg/e436edcd-e5d1-5a54-2dcf-b9d516c30d6a?t=1690260969226)
![](https://bankmandiri.co.id/documents/20143/41499173/ksm-1.jpg/93293fcb-ee46-02b7-6b3e-653f1bc1d593?t=1690260967308)
Telesales
- Telesales is one of our marketing channels through Telesales Agents offering KSM, particularly for Top Up program.
- KSM Telesales Agents are based in Jakarta and offer services to Bank Mandiri customers throughout Indonesia by phone.
- Offers are made on weekdays, Monday to Friday from 08:00 to 16:30 WIB, except on national holidays, as regulated by OJK.
- Conversations between Telemarketing Agents and Debitor are recorded to enhance the quality of our offers.
For More Information
Please visit the nearest Bank Mandiri or Mandiri Call at 14000.