Tabungan Valas Baru

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Give more profit for your foreign currency savings (Tabungan Valas).

If savings in US Dollars is your need, make sure you put your moneey in a saving account providing benefits, user friendly and convenience in doing transactions. Mandiri Tabungan Valas is a reliable choice to meet your needs.

 
 
 

Advantage

  • Deposit USD 100 banknotes with a good physical condition, free commission fees and exchange rates.
  • Banknotes withdrawal up to USD 20,000.00 per month, with free commission fees and exchange rates.
  • Easy transfer in foreign currency to various countries around the world
  • Competitive currency exchange rates.
  • Interesting interest rate for savings account.
 
 
 
 
 

Easy Transaction Features

  • Cash/non-cash withdrawals can be done at all Bank Mandiri branches in Indonesia.
  • Deposits can be done in cash/non-cash in Rupiah, US Dollar or other currencies.
  • Withdrawals can be done in various currencies, namely Rupiah, US Dollar or other currencies according to availability.
  • User Friendly in balance inquiry transactions history and transfer of a foreign currency to Bank Mandiri's Rupiah account in Livin' by Mandiri.
 

Convenience

24-hour services are available for non-financial transactions, such as balance inquiry account transactions, account interest rates and so on by Mandiri ATM, Mandiri SMS, Livin' by Mandiri and Mandiri Call.

 
 

Terms and Condition

  • Individual Customers
  • Can be registered 2 peoples’ names as a joint account(joint account “OR”
  • Having a valid & active of identity :  
    • Indonesian citizens: e-KTP (e-Id Card) with NIK (Id. Card Number) registered with the Population Administration Information System and NPWP (Tax Id Number)*
    • Foreign Citizens : Passport and KIMS (Temporary Stay Permit) /KITAS (Limited Stay Permit) /KITAP (Permanent Stay Permit).
      * Special for customers who are required to have NPWP and already have NPWP.  
  • Initial deposit and minimum balance.
 
 
Types of Currency Initial Deposit Minimum Balance
USD USD 100 USD 100
SGD SGD 200 SGD 200
JPY JPY 10.000 JPY 10.000
EUR EUR 100 EUR 100
CHF CHF 100 CHF 100
GBP GBP 100 GBP 100
AUD AUD 100 AUD 100
HKD HKD 500 HKD 500
 
 
  • Monthly administration fee applies.
  • Charges will be applies for balance below minimum.

 

*Terms and conditions apply

 
 
 

Frequently Asked Questions (FAQs)

What is Mandiri Tabungan Valas? 
Mandiri Tabungan Valas is a savings product which offers foreign currency for Individual Customers, with terms and conditions applicable at the Bank.

What are the benefits of Mandiri Tabungan Valas? 

  • Deposits and withdrawals can be made in various currencies selection
  • Deposits USD banknotes denomination of USD100.00 in a good or medium physical condition to USD currency account is subject to 1:1 condition and subject to commission fees and exchange rates charges.
  • Withdrawal of USD banknotes or other currencies can be made at all branches, according to availability.
  • Withdrawal of USD banknotes up to USD20,000.00/month (cumulative) is subject to 1:1 condition and free of withdrawal commission fee
  • User friendly in balance inquiry account transfers history and foreign currency transfers to Bank Mandiri's Rupiah account in Livin' by Mandiri

 

What are the features of the Mandiri Tabungan Valas product?

  • Tersedia dalam 8 pilihan valuta Tabungan Valas :
    1. US Dollar (USD)
    2. Singapore Dollar (SGD)
    3. Japanese Yen (JPY)
    4. Euro (EUR)
    5. Swiss Franc (CHF)
    6. Pounsterling (GBP)
    7. Australian Dollar (AUD)
    8. Hongkong Dollar (HKD)
  • Provided with a Savings Book as proof of ownership for the Tabungan Valas account.
  • Initial deposit and minimum balance for Tabungan Valas :
    Currencies USD SGD JPY EUR CHF GBP AUD HKD
    Nominal 100 200 10.000 100 100 100 100 500
  • Minimum deposits in the form of Banknotes must be a minimum of USD 100, SGD 100, JPY 10,000, EUR 100, CHF 100, GBP 100, AUD 100, and HKD 500. This deposit requirement does not apply to deposits in the form of general foreign exchange or transfers.
  • The functionality of the Mandiri Debit Card at Mandiri ATMs is limited to Tabungan Valas balance inquiries.
  • The Mandiri Debit Card is utilized as a verification tool through PINPAD for Tabungan Valas transactions at branches.
  • Tabungan Valas accounts can be linked to Livin' by Mandiri.

 

Can Mandiri Tabungan Valas be linked to an Existing Mandiri Debit Card? 
Mandiri Tabungan Valas can be linked to the customer's Mandiri Debit Card, with the following requirements:

  • The account holder is an Existing Customer who already has a Rupiah savings or checking account as the primary account.
  • The Mandiri Tabungan Valas account serves as the secondary account.

 

Where can the opening of Mandiri Tabungan Valas be conducted? 
The opening of a Mandiri Tabungan Valas account can be conducted at all Bank Mandiri branches, with the condition that transactions involving General Foreign Exchange (non-Banknotes) are applicable. Specifically, transactions involving Bank Notes can only be conducted at Bank Mandiri branches that also offer Money Changer services.

What are the transaction provisions for using the Mandiri Tabungan Valas account? 

  • For ATM service access, currently, Mandiri Tabungan Valas is limited to checking balances and transaction histories.
  • Mandiri Tabungan Valas is presently not available for shopping at merchants.
  • Specifically in Livin' by Mandiri, customers can easily access balance information, check account transactions, and transfer funds to Bank Mandiri Rupiah accounts from their Mandiri Tabungan Valas.
  • In-house foreign currency transfer feature can currently only be executed through Livin' by Mandiri, utilizing a token as transaction authentication (not yet available on Livin' by Mandiri).

 

What are the transaction features of the Mandiri Tabungan Valas account in Livin' by Mandiri? 
Features of Tabungan Valas in Livin' by Mandiri include:

  • Balance information
  • Account transactions
  • In-house transfers from 8 foreign currencies to Bank Mandiri Rupiah accounts through Livin' by Mandiri.

 

What are the provisions for in-house foreign currency transfers in Livin' by Mandiri?  
Provisions for foreign currency transfers via Livin' by Mandiri:

  • In-house foreign currency transfer feature can currently only be executed through Livin' by Mandiri, utilizing a token as transaction authentication (not yet available on Livin' by Mandiri).
  • In-house transfers can only be initiated from Bank Mandiri foreign currency accounts (as the source account) to Bank Mandiri Rupiah accounts (as the destination account).
  • Transaction limit for in-house transfers between foreign currency accounts and Rupiah is a maximum equivalent of IDR 100 million per day (excluding the limit for transactions between Rupiah accounts).
  • In-house foreign currency to Rupiah transfer feature in Livin' by Mandiri is only accessible on business days or while the exchange rate is available.

 

How to conduct an In-house Foreign Currency Account Transfer (Foreign Currency to IDR)? 

  • Select the “Transfer” menu on the Livin' by Mandiri dashboard page.
  • Select “Transfer Ke Rekening Mandiri” from Tansfer Menu
  • Input Transfer Information for the foreign currency transfer to Mandiri Account and click the“Next" Button.
  • After inputting transfer information, to proceed with the next Transfer transaction, click the “Send” Button.
  • The next step is to authenticate using the token.
  • Enter the challenge code received via SMS into the token. Then input the response code received on the token into the screen.
  • After the authentication process is completed, customers can view the receipt page for the successful foreign currency transaction. Choose “Finish” to return to the main page.

 

How can customers obtain information about Mandiri Tabungan Valas?
Customers can contact:

  • Mandiri Call 14000
  • Bank Mandiri branch

 

Saldo Nasabah Suku Bunga per tahun sesuai saldo Nominal Suku Bunga Bulanan
Rp 10.000.000,- 0% Rp 0,-

Keterangan

  • Bunga tabungan dikreditkan setiap akhir bulan ke rekening yang bersangkutan
  • Dalam hal terdapat perubahan suku bunga, maka akan berpengaruh pada nominal bunga yang diterima nasabah
 
 
Information on Risks Related Product
  • Customer's savings account is not included in the Deposit Insurance Corporation (Lembaga Penjamin Simpanan/LPS) guarantee program, if:
    • All customers’ deposits balance amount is exceeding (equivalent) IDR. 2 (two) billion at one bank, either for a single account or joint accounts.
    • Interest rate that the Customer gets exceeds the maximum interest rate of LPS guarantee
  • Fluctuations in savings interest rates can occur following market developments.
  • Customer is required to maintain confidential data (debit card number, card validity period, CVC/CVV, pin, username, password, OTP, date of birth, maiden mother's name), misuse of confidential data by unauthorized parties is fully under Customer’s responsibility.
  • Customer is obliged to provide information and/or data in accordance with the actual conditions and all consequences if the Customer does not submit information and/or data will be fully be the Customer's responsibility.