Kopra Host to Host is a payment solution that utilizes direct debiting based on API integration between the Bank’s system and your Enterprise Resources Planning (ERP) system, handling your company’s banking transactions without the need to ever visit the bank.

• Provides flexible and creative financial transaction flow solutions tailored to a business model.
• More efficient and seamless transactions as they are conducted through a single access point in the integrated Customer ERP.
• Optimal transaction control and security, supported by cutting-edge technology.

Inquiry

• Balance: Customer account balance check.
• Transaction: Transaction status check and transaction history.
• Beneficiary Name: Verification of recipient name during transaction.

Transfer

• Transfer to other Bank Mandiri account.
• Transfer to accounts in other banks (SKN, RTGS, BI-Fast).
• Foreigns currency transfer to other banks.
• Payroll payments.

Bill Payment

• Bill Payment Inquiry: Customer bill amount check.
• Bill Payment: Payment of customer bills

Kopra Host to Host transaction fees are following the services fees. For more details on fees, please contact your relationship manager or nearest Bank Mandiri branch.

Customer Requirements:

• Active current account holder in the corporate, commercial, institutional, financial institution, and small medium enterprises (SME) segments.
• Incorporated as legal entity and compliant with all legal aspects (mandatory compliance with applicable permits and/or certifications).
• Business process computerization through Enterprise Resources Planning (ERP) platform or similar digital platform.
• Has business permit for at least 1 (one) year at date of application.
• Not engaged in business activities that are prohibited by the authorities and/or applicable regulations.
• Not listed on the Indonesian National Blacklist (DHN) maintained by Bank Indonesia.

Application Procedures:

• Submit Kopra Host to Host Payment application through Business Unit PIC at Bank Mandiri head office, regional office, or branch.
• Sign a Cooperation Agreement on the provision of Kopra Host to Host Payment transaction services.
• Submit other supporting documents required under the Bank's regulations.
• Develop application and conduct application testing with the Bank – the features of the application can be tailored to the needs of individual customers.
• Adherence to the technical specification and governance standards set by Bank Mandiri, and the National Open API Payment Standard (SNAP) adopted by Bank Indonesia for SNAP specification services.

Kopra Host to Host Payment can be used for:

• Internal transaction needs of customers.
• Transactions needs of partners or end customers.

• Possibility of disruption in communication network/API system causing transaction to fail.
• Misuse of Bank Mandiri APIs leading to leakage of API security key and transaction data due to negligence of service users.

• The Bank reserves the right to accept or reject service request applications from prospective customers based on the Bank's assessment in accordance with the applicable requirements and terms.
• The Bank has the right to make changes to technical specifications, features, fees, risks, and terms & conditions of service, and may notify customers of same through any means as per applicable regulations.

You can contact your Relationship Manager, visit the nearest Bank Mandiri branch office, or reach out through the Mandiri Call Center at 14000. 

For More Information

Mandiri Call 14000