QRIS
QRIS ID/ENG
Enjoy the benefits and convenience with Bank Mandiri QRIS.
Make it easy to accept transactions using QR codes from all QR-based applications in Indonesia for the convenience of your business.
Benefits of Becoming a QRIS Mandiri Merchant
Easy and Fast Registration
Simply fulfil the requirements and you can join in just a few days.
Reliable service and wide coverage
Join hundreds of thousands of other Bank Mandiri merchants and accept payments from millions of wallets
Precise and Accurate Transaction Reports
Get complete daily reports and make it easy to track your daily transactions
Various Programmes and Promos
Increase sales with various programmes from Bank Mandiri
Our products with
Static QRIS
QR codes that can be printed on stickers, tentcards, lanyards to facilitate a variety of different payment transactions
Livin' the business
Register for QRIS merchants from your smartphone and enjoy its exciting features.
For individual customers - Registration can be done anywhere
- Settlement and Report on the same day
Static QRIS
QRIS payment method via printed stickers is cheap, easy and fast.
- For individual and corporate customers
- Settlement and Report H+1 calendar
- Real-time email notifications
Our products with
Dynamic QRIS
QR Code yang di-generate melalui menu QRIS pada mesin EDC atau POS anda, dan hanya bisa digunakan untuk satu kali transaksi
API QRIS
QRIS API facilitates payment via QRIS in your app or device
- For partners who have Web / Apps / POS
- Settlement dan Report H+1 kalender
- Notifikasi near-realtime
QRIS EDC
Enjoy payment via QRIS through Bank Mandiri's EDC.
- For business entity customers
- Settlement and Report H+1 calendar
- Accept domestic and international QR transactions
QRIS Transaction Fees and Limits
A. Cost
Regular Merchant
| Business Type | MDR |
|---|---|
| Micro Business | 0.3% |
| Small, Medium, and Large Enterprises | 0.7% |
Speciality Merchants
| Business Type | MDR |
|---|---|
| Education | 0.6% |
| Petrol Station, Public Service Agency, Public Service Obligation | 0.4% |
| Goverment to People (example: Bansos) | 0.0% |
| People To Goverment (example: Tax and Social Donations) | 0.0% |
B. Transaction Limit
The nominal for each QRIS transaction is limited to a maximum of IDR 10,000,000 (ten million rupiah) per transaction in accordance with PADG provisions.
FAQ ID/ENG
Frequently Asked Questions (FAQs)
Merchant benefits:
With the integration of QR codes into one QRIS for all, the transaction process becomes more effective and efficient so that it can cut queue time.
Benefits for consumers:
Consumers can be more flexible in choosing payment applications with QR codes when making transactions. Imagine, consumers who were previously faced with QR codes from various application providers before making a payment transaction, are now only faced with one QR code, namely QRIS, which is certainly much more flexible!
Merchant Presented Mode (MPM)
A payment method where the Merchant's QRIS will be scanned by the consumer using Livin' by Mandiri or other payment apps, how:- Open Livin' by Mandiri
- Pilih QR Pay
- Scan the merchant's QRIS
- Enter Livin' Pin
- Receive notification of successful payment
Customer Presented Mode (CPM)
A payment method where consumers generate QRIS through Livin' by Mandiri or other payment applications to be scanned by POS or Merchant Scanner, how:- Open Livin' by Mandiri
- Select QR Pay, then select Show QR
- Enter Livin' Pin
- Appear QR and point at Merchant POS/ Scanner
- Receive notification of successful payment
- QRIS as an alternative to receiving non-cash payments from the Livin' by Mandiri application and various other banking and / or fintech applications.
- Transactions are automatically recorded and the transaction history can be recapitulated.
- Decrease the risk of loss due to giving the wrong change or receiving payment with counterfeit money.
| Merchant Type | Category | % MDR |
|---|---|---|
| Reguler | Regular Micro Business (UMI) | 0.3% |
| Small Business (UKE), Medium Business (UME) and Large Business (UBE) | 0.7% | |
| Special | Education | 0.6% |
| Public Fuel Filling Stations (SPBU), Public Service Agency (BLU), Public Service Obligation (PSO) | 0.4% | |
| Government to People (G2P) such as Social Assistance (Bansos), People to Government (P2G) including taxes, passports, and social donations (non-profit) | 0% |
All types of digital payment methods have risks, including payments using QRIS, which are divided into QRIS payments through merchants and payments using the Livin' by Mandiri application with the QR Payment feature.
The risks associated with QRIS at merchants include:
- Risk of Inappropriate Transactions:
- The risk of the QR which is to be paid is a fake QR, not belonging to the merchant where the transaction is taking place. Therefore, it is necessary to ensure that the QR code matches the name of the merchant where the customer is making the payment transaction.
- Risk of QR payments using QR codes sent by fraudulent entities, leading to the funds paid by the customer being directed into the account of the fraudster.
- Risk of data security:
The potential risk of compromising personal data by scanning QR codes from unreliable or insecure sources, leading to possible privacy violations through irresponsible parties. -
Risk of System Failure:
The risk of connection disruptions or system maintenance leading to payment transaction failures. - Risk of Payment Failure:
The risk of payment failure occurs when a customer attempts a payment transaction exceeding the daily limit, the per-transaction limit, or when there are insufficient funds available in the account.