Value Chain
Value Chain Baru
Value Chain Financing (Mandiri Supplier Financing & Mandiri Distributor Financing)
In order to support your company's business, Bank Mandiri provides value chain-based financing services, focused on relationships within the supply chain encompassing principal, supplier, and distributor, that can be accessed online for easy monitoring of invoice documents, payments, and quick, easy, and secure financing.
Value chain financing services include Mandiri Supplier Financing and Mandiri Distributor Financing.
VALUE CHAIN - Supplier Financing
Financing facilities for Suppliers of Bank Mandiri Customers in the form of acquisition and financing of invoices aimed at enabling Suppliers to receive accelerated payment before the invoice due date.
Key Features
- Competitive collateral requirement.
- Competitive pricing.
- Adjusted financing term based on customer needs.
- Fast and easy process.
- Web-based transactions conducted online.
Benefits
A. For Principal
- Enhances network and Supplier loyalty.
- Provides convenience in payment, reconciliation, and reporting.
B. For Supplier
- Improves Cash Flow.
- Shortens Receivables Aging.
- Enhances business volume and Supplier performance.
Fees & Other Charges
Fees and other Fees & Other Charges related to Mandiri Supplier Financing adhere to the applicable regulations at PT Bank Mandiri (Persero) Tbk.
Terms and conditions
A. Requirements
Applicant must comply with the requirements set by PT Bank Mandiri (Persero), Tbk.
B. Procedure
- Principal signs a Facility Agreement or Cooperation Agreement with the Bank, then Principal recommends Supplier to be enrolled by the Bank in Mandiri Supplier Financing via the Bank’s internal mechanism.
- The Supplier recommended by the Principal then provides the documents required for Mandiri Supplier Financing and will be evaluated in accordance with the Bank’s requirements.
Risk
Customer credit delinquency history will be recorded in the Financial Services Information System (SLIK).
Additional Information
Other matters are governed by PT Bank Mandiri (Persero), Tbk’s prevailing regulations.
Simulation
Simulation of Mandiri Supplier Financing facility cost calculation*):
- Invoice Value: Rp 1,000,000.00.
- Tenor of 30 days (Accelerated Payment of Accounts Receivable by Bank).
- Interest 10% per annum.
Interest Calculation:
Rp 1,000,000.00 x 30/360 x 10% = Rp 8,333.33
*) Terms and conditions of the Bank apply.
For easy access to Trade product information & Bank Guarantee products for your business transactions. Contact Transaction Banking Helpdesk 1500150
VALUE CHAIN - Distributor Financing
Financing facilities provided by the Bank to a distributor of the principal who has signed a cooperation agreement with the Bank for financing or deferral of payment for invoices arising from the purchase/distribution of products or services from the principal.
Key Features
- Competitive collateral requirements.
- Competitive pricing.
- Adjusted financing term based on customer needs.
- Fast and easy process.
- Web-based transactions conducted online.
Benefits
A. For Principal
- Provides accuracy and payment convenience.
- Increases business volume and Distributor loyalty.
- Provides convenience in reconciliation and reporting.
B. For Distributor
- Deferred payment of purchase invoices from Principal.
- Strengthens cash flow and supports business growth.
- Provides access to fast and easy financing with competitive pricing and requirements.
Fees & Other Charges
Fees and other Fees & Other Charges related to Mandiri Supplier Financing adhere to the applicable regulations at PT Bank Mandiri (Persero) Tbk.
Terms and conditions
A. Requirements
Applicant must comply with the requirements set by PT Bank Mandiri (Persero), Tbk.
B. Procedure
- Principal signs a Cooperation Agreement with the Bank, then Principal recommends Distributor to be enrolled by the Bank in Mandiri Distributor Financing via the Bank’s internal mechanism.
- The Supplier recommended by the Principal then provides the documents required for Mandiri Distributor Financing and will be evaluated in accordance with the Bank’s requirements.
Risks
Customer credit delinquency history will be recorded in the Financial Services Information System (SLIK).
Additional Information
Other matters are governed by PT Bank Mandiri (Persero), Tbk’s prevailing regulations.
Simulation
Simulation of Mandiri Distributor Financing facility cost calculation*):
- Invoice Value: Rp 1,000,000.00
- Tenor of 30 days (extension of Accounts Payable period by Bank).
- Interest 10% per annum.
Interest Calculation:
Rp 1,000,000.00 x 30/360 x 10% = Rp 8,333.33
*) Terms and conditions of the Bank apply.
For easy access to Trade product information & Bank Guarantee products for your business transactions. Contact Transaction Banking Helpdesk 1500150