In addition as the Mutual Fund Securities Selling Agent (APERD) and Government Securities Distribution Partner, Bank Mandiri also provides access to more advanced investment products such as Individual Customer Portfolio Management (PDNI), Infrastructure Investment Funds comprising Collective Investment Contracts ( DINFRA), Real Estate Investment Funds comprising Collective Investment Contracts (DIRE) or Asset-Backed Securities Collective Investment Contracts (KIK-EBA). Bank Mandiri is under collaboration with investment managers who are authorized to manage such investment products.