Mandiri Market Linked Deposit (MMMLD) is a combination product between deposit fund products and derivative instruments with the objective to enhance the yield. This product is not secured by the Indonesian Deposit Insurance Corporation (LPS) because it is not a pure savings product and contains elements of derivative instruments.

Mandiri Market Linked Deposit (MMLD) is an investment product consisting of a Structured Product, a combination of Deposit and Digital Option products offered to customers in IDR, USD, EUR, JPY or other currencies to the extent allowed by the Bank and in accordance with regulatory provisions, where The customer will receive a return which amount will depend on the number of business days in which the movement of the reference interest rate or the agreed exchange rate level is within 1 upper limit and 1 lower limit as agreed by the Bank and the Customer. As for MMLD in IDR currency, you may only use the digital option features with reference to interest rates. For MMLD based on an exchange rate reference, you nay only use the digital option features with a currency pair reference that does not involve IDR.