New Kredit Investasi

Investment Loan

Mandiri Investment Loan is a loan facility provided to finance capital goods needs in the context of rehabilitation, modernization, expansion, establishment of new projects and/or special needs related to investment.

Loan Features :

  • Loan limit over IDR 500 million to IDR 25 billion.
  • The loan is given in Rupiah and foreign currency.
  • Disburse all at once or gradually according to the intended use.
  • Interest and principal are paid monthly on period/date as the Bank determines. The interest rate is floating and effective.
  • The term is adjusted to the effective age of the financed object, a maximum of 10 years and can be extended.
  • The collateral is the financed object.

Loan requirements :
1. Conditions for applying:

  • Individual Business Customers:
    • Indonesian Citizen
    • Legally competent
  • Business Entity Customers

    Based on relevant legal provisions, customers who are legal business entities.

2. To apply for financing, the documents required include:

Documents Individual Business Customers Business Entity Customers
Application Form ✓ ✓
Copy of KTP of Applicant & Husband/Wife ✓ -
Copy of Marriage/Divorce Certificate (for those who are married/divorced) ✓ -
Copy of savings/current account statement for at least the last 6 months ✓ ✓
Copy of NPWP ✓ ✓
Copy of business permits (such as SIUP, SITU, TDP/NIB etc.) ✓ ✓
Copy of the Deed of Establishment of the Company and the Deed of Amendment - ✓
Copy of KTP of all company management and shareholders - ✓
Copy of collateral ownership documents (such as SHM/SHGB/SHMSRS etc.) ✓ ✓

Other documents will be adjusted during facility processing.

Loan Simulation:

  • Investment Loan
  • Loan Limit: IDR 1,000,000,000.00
  • Term: 36 months
  • Interest Rate: 10,5% effective p.a

The estimated interest and principal that must be paid each month is (according to the table)

BankMandiri

The credit details above are a simulation with prorate principal payments every month.

Loan Risk:
Loan risks that may occur include:

  • Changes in interest rates based on the Bank's considerations or Regulatory provisions
  • Changes in exchange rates (if the credit currency is in foreign currency)

Estimated Loan Costs:
Estimated credit costs in providing credit include:

  • Provision Fees
  • Administration Fees
  • Collateral Binding Fees
  • Collateral Insurance Fees
  • Collateral Appraisal Fee

For further information and applications for Working Capital Credit, you can submit it via the nearest Bank Mandiri branch or Mandiri Call 14000