Kredit Investasi

Investment Loan

An Investment Loan is a credit facility provided to finance capital goods requirements in the context of rehabilitation, modernization, expansion, launch of new projects, and/or other investment-related requirements.

Key features

1. Purpose : To finance capital goods requirements.
2. Tenor : Mid to long term (more than 1 year).
3. Currency : Rupiah and foreign currency available to the Bank.
4. Financing limit : In accordance with borrower’s working capital needs.
5. Collateral :
  • Project/object financed.
  • Such other collateral as may be required.

Benefits

Supports borrower’s investment needs.

Fees & Other Charges

  1. Provision.
  2. Administration.
  3. Interest rate every month in accordance with Bank regulations.

Terms & Conditions

  1. Good credit rating in banking sector.
  2. Not on the National Blacklist (DHN).

Risks

Delays in payment of obligations (interest/principal) will be recorded in the Financial Services Authority (OJK)'s SLIK system.

Additional Information

Any other matters not covered here will be governed by the applicable regulations of PT Bank Mandiri (Persero) Tbk.

Simulasi

Sample interest calculation simulation:

• Facility Type : Investment loan
• Credit Limit : 2 billion
• Outstanding : 1 billion
• Assumed interest rate : 10% per annum
• Assumed days per month : 30 days
Total interest/month = outstanding balance x interest rate x 10% x 30/360
Total interest/month = IDR 1 Billion x 10% x 30/360
Total interest/month = IDR 8,333,333

Disclaimer

  1. This Product and Service Information Summary ("Summary") is for informational purposes only and is not intended to serve as an official offer of any product and/or service. In case of discrepancies between this Summary and the agreement and/or terms and conditions related to the product and/or service ("Agreement"), the Agreement shall prevail.
  2. PT Bank Mandiri (Persero) Tbk. reserves the right to reject your product and/or service application if it does not meet the Bank's requirements and applicable regulations.
  3. You must read this Summary carefully, and should contact the Bank if you have further questions about the products and/or services mentioned in this Summary.
  4. This Summary complies with the regulatory requirements, including the regulations issued by the Financial Services Authority (OJK).